Based on today’s calculated home price heat index data it is possible to use a linear approximation to guesstimate when home prices will bottom out. Here are the results for California and Florida:

When Will California Hit Bottom?
Time To Bottom Heat Index 1Yr Change City
21-29 months 1.08 -12% Chico, California
14-21 months 1.05 -16% Redding, California
12-23 months 0.96 -11% San Francisco - San Mateo - Redwood City, California
10-15 months 1.04 -22% Visalia - Porterville, California
10-18 months 0.98 -15% San Luis Obispo - Paso Robles, California
9-14 months 1.02 -21% Los Angeles - Long Beach - Glendale, California
9-14 months 0.99 -20% Santa Ana - Anaheim - Irvine, California
8-13 months 1.03 -25% Fresno, California
7-11 months 1.03 -29% Bakersfield, California
6-12 months 0.96 -21% Hanford - Corcoran, California
6-12 months 0.94 -20% San Diego - Carlsbad - San Marcos, California
6-14 months 0.91 -14% San Jose - Sunnyvale - Santa Clara, California
5-13 months 0.91 -16% Santa Cruz - Watsonville, California
4-9 months 0.91 -22% Oxnard - Thousand Oaks - Ventura, California
3-11 months 0.89 -18% Santa Barbara - Santa Maria - Goleta, California
2-5 months 0.89 -35% Riverside - San Bernardino - Ontario, California
1-7 months 0.87 -22% Napa, California
1-7 months 0.86 -23% Sacramento - Arden - Arcade - Roseville, California
1-8 months 0.87 -21% Oakland - Fremont - Hayward, California
0-5 months 0.85 -30% Madera - Chowchilla, California
0-7 months 0.85 -20% Santa Rosa - Petaluma, California
at market bottom 0.76 -31% Yuba City, California
at market bottom 0.76 -36% Vallejo - Fairfield, California
at market bottom 0.76 -33% El Centro, California
at market bottom 0.75 -34% Salinas, California
at market bottom 0.73 -38% Modesto, California
at market bottom 0.68 -41% Stockton, California
at market bottom 0.59 -50% Merced, California

 

 

When Will Florida Hit Bottom?
Time To Bottom Heat Index 1Yr Change City
47-62 months 1.16 -6% Tallahassee, Florida
29-38 months 1.16 -11% Jacksonville, Florida
21-30 months 1.08 -12% Gainesville, Florida
20-31 months 1.02 -10% Pensacola - Ferry Pass - Brent, Florida
17-24 months 1.12 -16% Lakeland - Winter Haven, Florida
17-27 months 1.02 -11% Panama City - Lynn Haven - Panama City Beach, Florida
15-20 months 1.11 -19% Orlando - Kissimmee, Florida
14-21 months 1.07 -16% Ocala, Florida
13-19 months 1.08 -19% Tampa - St. Petersburg - Clearwater, Florida
12-16 months 1.14 -25% Miami - Miami Beach - Kendall, Florida
11-17 months 1.06 -21% Deltona - Daytona Beach - Ormond Beach, Florida
10-15 months 1.04 -22% West Palm Beach - Boca Raton - Boynton Beach, Florida
9-13 months 1.06 -26% Fort Lauderdale - Pompano Beach - Deerfield Beach, Florida
8-14 months 1.00 -21% Palm Bay - Melbourne - Titusville, Florida
8-15 months 0.97 -18% Palm Coast, Florida
8-15 months 0.96 -17% Fort Walton Beach - Crestview - Destin, Florida
7-13 months 0.97 -21% Port St. Lucie, Florida
5-12 months 0.93 -20% Sebastian - Vero Beach, Florida
3-8 months 0.91 -26% Bradenton - Sarasota - Venice, Florida
at market bottom 0.79 -35% Naples - Marco Island, Florida
at market bottom 0.79 -34% Cape Coral - Fort Myers, Florida
at market bottom 0.76 -31% Punta Gorda, Florida

To calculate these figures, a heat index range of 0.75 to 0.85 is used as a proxy for the bottom of the local market.